Importance of Diversity in Most Organizations In the Global Market Research Paper

Importance of Diversity in Most Organizations In the Global Market - Research Paper Example However, this diversity which meant variations in beliefs as well as in attitudes had posed some challenging concerns for a wide array of companies and businesses all throughout the years. To manage such differences has happened to confront various organizations. The problem of diversity had been present for such a long time ago. In fact, the past of each organization had been marked by the discriminatory processes such as discriminating individuals because of certain preferences on individual’s race, ethnicity, national origin, gender, sexual orientation, and others. In order to address this concern, the United States had even developed an anti – discrimination law. Currently, it had been mandated by the government that companies should forget about diversity through requiring a non – diversity rule on every organization. ... In this manner, the companies had gone further than just following the government legislation as they tried to use the differences among their employees for their own advantage. Despite the diversity issues, organizations had managed to recruit and retain those with best talents and skills to make the company work on its utmost efficiency. Aside from that, this global diversity had also contributed to the economic advantages of an organization. Given that diversity had been regarded first as a concern but this ever – growing diversity in the workplace could be leveraged to the advantages of an organization, the focus of this paper should delve on the importance of diversity in most organizations in order to be competitive in the global market at present. Basically, this paper would take into consideration looking at the current condition of organization’s management on global diversity. This paper also aimed at figuring out the importance of differences in the most orga nization which could be used for its own advancement. By this, this would also like to identify the types of diversity that could play a significant role in an organization. This would also seek to analyze the effectiveness of an organization as it had dealt with the concern on diversity. In this study, only one measure of whether organization or company had supported a management style which recognized and respected the differences of characteristics of individuals, was assessed. This research was limited in a number of aspects especially in the methodology that had framed the study. However, this would be supported by the qualitative data as well as the existing literatures. Meanwhile, the necessity to conduct this study could be backed up

Traditional Banking Essay Example for Free

Traditional Banking Essay The article â€Å"The decline of traditional banking: implications for financial stability and regulatory policy† by Franklin R. Edwards and Frederic S. Mishkin presents a very detailed and well researched exploration of the current movement of banks away from traditional banking. The authors describe their objectives as including an examination of the reasons behind the decline of traditional banking, and an identification of the effects that these would have on the stability and regulation of banks. The article meets these goals well, as it begins by demonstrating the complexity of the current banking situation and how/why balance sheets reflect information that go far beyond mere lending. The non-traditional methods of banking as well as the financial institutions that have evolved and crowded the banking market are also explored in detail. Finally, the authors expound on the ways that banks might improve their status in the financial market and maintain stable regulatory policies within such a highly competitive and unstable environment. Therefore, while in some areas the explanations were a bit awkward, overall the authors manage to unite the causes, effects, and possible remedies of the current problems being faced by banks, and this is done in a manner that demonstrates a deep understanding of the situation. The introductory pages of the article do give a very detailed picture of why the authors found it necessary to explore the decline of traditional banking. Traditional banking, they explain, dealt mainly with the issuing of long term loans financed by short-term deposits (Edwards Miskhin, 27). They provide evidence in the form of graphs and statistics, showing both the size of the decline in earnings from such traditional (financial) borrowing, as well as the share of non-financial borrowing granted banks and their competitors. The fact that both commercial and thrift banks’ non-financial borrowing declined by an average of 7% over a thirty-five year period demonstrates that significant decline has indeed taken place in their share of that market. The authors also give concrete evidence concerning the decline in these institutions’ returns on such holdings as assets and equity. Finally the authors demonstrate the trend in banks’ share in the market concerned with non-interest income. This increasing trend represents precisely the move away from tradition they have identified. The placement of these facts and charts was effective as a method of vindicating the authors’ decision to explore reasons for the decline in traditional banking. Edwards and Mishkin   go on to explore such areas as the decline in banks’ advantage as far as liabilities are concerned. This is demonstrated in terms of declining cost advantages, which as shown to have become a reality when other institutions found a way to capitalize on the banks’ financial privileges. They explained the fact that ceilings and other restrictions (at one time favorable to the banks) had been placed upon their ability to offer interest on certain types of deposits (such as checkable deposits). These regulations restricted their ability to be competitive at a crucial time in the market and therefore opened the doors for other lending institutions (exempt from such restrictions) to attract customers by offering higher interest. This serves as a cogent explanation of why banks have declined in this traditional area. Yet, the authors represent the complexity of the market by exploring a few other reasons why such decline has taken place. The existence of the new paper market (securities) has also been cited as a reason that adds to the complexity of the problem that banks now face (Edwards Miskhin, 31). The previously mentioned decline in banks’ lending to commercial entities is now explained by the fact that these businesses have been given the option of borrowing directly from the public through the issuance of securities. The authors also cite the rise of mutual funds and junk bonds on the money market as having an indirect effect on the market position of banks. They write, â€Å"The growth of assets in money market mutual funds to more than $500 billion created a ready market for commercial paper because money market mutual funds must hold liquid, high-quality, short-term assets† (31). This serves the explanatory purposes of the authors by demonstrating the sheer size and number of the alternatives to banks that exist on the financial market. The authors, Edwards and Mishkin, also explore some of the reasons why such alternative institutions have become such a threat to banks. Besides their ability to offer attractive alternatives to customers, these financial institutions have also demonstrated an ability to secure their assets. They explain these institutions’ methods of originating loans and then creating more loans from these. They write: â€Å"Advances in information and data processing technology have enabled non-bank competitors to originate loans, transform these into marketable securities, and sell them to obtain more funding with which to make more loans† (Edwards Miskhin, 32). The rise of financially capable technology has made easy these maneuvers by such non-bank facilities, and this has led to the current position of decline in banks’ traditional activities. The authors of the article also demonstrate the route that banks have had to take in order to combat the effects of being forced to share their market. They use graphs and data effectively to demonstrate the sharp climb in what had traditionally been considered risky types of loans. These graphs depict a rise in bank issuance of real estate loans, and further details the authors provide demonstrate that banks have had to stoop to lending to â€Å"less credit-worthy borrowers† in order to increase their financial viability in these tough times (Edwards Mishkin, 27 33). They also depict the methods chosen by banks to increase their activities that take place off the balance sheet. Banks have expanded into the market for financial derivatives, in which they serve as â€Å"off-exchange or over the counter (OTC) derivatives dealers† (34). In order to increase the authority of the article, the writers then provide in several charts concrete evidence of the different kinds of derivative deals in which actual banks have recently participated or mediated. Further evidence concerning the proportion of income banks have derived from these off-balance transactions serve to depict the extent to which they have effaced or replaced traditional banking. Edwards and Mishkin’s exploration of the nature of the risk faced by these banks in involving themselves in OTC activities demonstrates the extent to which these institutions have been forced by a declining traditional market to engage in alternate financial activities. Since their derivative activities have mainly been in the area of swapping interest rates, the risk involved in this can be seen to be high—though tempered by the fact that they â€Å"do not involve payment of principal amounts† (Edwards Miskhin, 38). Furthermore, the authors’ detailed explanation of swaps and the risks they carry aid the overall understanding of the type of risks banks have been forced to take in order to retain their profits. This leads to a better understanding of the extent to which traditional banking has been transformed. Finally, the authors Edwards and Mishkin go on to outline the regulations that have been put in place and the implications that they are likely to have for bank policies. The need for regulation is expressed in the evidence they produce from the GAO (U.S. Government Accounting Office). It explains that the discounts and insurance provided by Federal Reserve Bank accords to banks a level of security that might induce them to take higher risks that they would (or should) otherwise have taken. Regulations have therefore been made that allow only banks with good management and high capital to engage in some of the riskier types of non-traditional banking activities. Such activities include securities underwriting and trading, and dealing in the derivatives market. The inclusion of these explanations in the article demonstrates the thoroughness of the authors in identifying other reasons (beyond mere competition) why some banks have been or may be forced out of the financial business. The details of policy implications for banks given by the authors are shown to include regulations that strengthen banks’ ability to compete. These measures have also been shown to include the seeking of methods that prevent the fall of capital below certain levels (Edwards Mishkin, 40). In presenting the pros and cons of these ideas, the authors demonstrate and impart a thorough understanding of the intricacies of banking and further communicate the complexities of the business. The writers, through their efforts, also demonstrate the gravity of the situation that banks now face in their need to write policy giving them the ability to expand beyond their traditional financial market. Despite the overall clarity and detail of the ideas presented in support of the authors’ claims, a level of awkwardness does enter into a few paragraphs of this article. The awkwardness within this article mainly exists in the introductory pages, where Edwards and Mishkin enumerate (rather than explore) the reasons for and the extent of the decline in traditional banking. The confusing nature of the financial situation being faced by banks is translated to the work, as the writers continually meet their given reasons with qualifications to the effect that demonstrate the inadequacy of each explanation. They, for example, identify their measure of banks’ profitability over a period of time as â€Å"crude† and explain that other measures do not â€Å"adjust for the expenses associated with generating noninterest income† (Edwards Miskhin, 29-30). One gets the feeling that the writers might have taken the trouble to do the extra calculations in order to provide a more comprehensive view of the situation. However, they do provide much more detailed explorations in the ensuing paragraphs. This article by Edwards and Mushkin presents a very interesting and informative view of the current situation facing banks in today’s financial market. The traditional role usually occupied by banks as lenders has been undermined by the influx of non-traditional lending institutions. These institutions have taken the opportunity to provide lower-interest loans and higher-interest deposits to customers, thereby forcing banks to flee to riskier methods of gaining revenue. Policies that regulate banks’ behavior have become necessary as a result of this trend toward riskier business, and this has sparked ideas concerning policy making and the risks and benefits they would impart to all stakeholders. Work Cited Edwards, Franklin R and Frederic S. Mishkin. â€Å"The decline of traditional banking: implications   Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚   for financial stability and regulatory policy.† FRBNY Economic Policy Review. July (1995): 27-45.

Historical Sites from the Battle of Saratoga :: History Saratoga

The Blockhouse was built in the late 1920's to serve as a visitor's center for the Historical Park which was then owned and operated by New York state and was located near where the Nielson House still stands today. It is said that the Blockhouse was built using lumber from barns and other structures that were present during the Battles of Saratoga. In 1938 the Battlefield became a National Historical Park and eventually a new visitor's center was built. The Blockhouse was then removed from the National Historical Park in the early 1960's and was relocated to a plot of land on Route 32 across the street from it's original location. After many years of discussion the Blockhouse was finally moved to a location on the river on Routes 4 and 32 in the Village of Stillwater. (W. Valosin, personal communication, May 5, 2002). It currently serves as a Visitor's Center and a Museum containing artifacts from the history of Stillwater, NY. The Saratoga Monument was built to commemorate the victory of the Battles of Saratoga. Construction began on October 17, 1877, which marked the 100th Anniversary of the surrender of General Burgoyne, and was completed after 10 years of construction (W. Valosin, personal communication, May 5, 2001). The structure can be seen before you enter the Village as it stands nearly 155 feet tall and contains 184 stairs ("Saratoga Monument", 2001) that lead to an observation level from which you can see the entire Village of Schuylerville. Over the years there have been many structural concerns, due to water damage, which had caused the Monument to be closed to the public on two different occasions. The first time was in 1970 where it remained closed until it reopened in the summer of 1981 after extensive repairs. Unfortunately there were again structural concerns, due to moisture, and the National Park service, which now owns the building, was forced to close the historical site once again in 1987. Now, after inspection has shown that it is structurally safe and it has been under repair for internal damage for more than three years, the Monument is scheduled to be reopened to the public May 25, 2002. ("Saratoga Monument", 2001). John Nielson built his house in 1775 or 1776, where he and his wife lived until they learned that General Burgoyne and his British troops were headed to the area in September of 1777. The American Army had set up Fortifications to wait for the British Army to arrive and used the Nielson House as a mid-level headquarters.

Weather and Famous Landmarks

15. Choose the word that means the same or similar to the word  «nature ». ?) environment; ?) scenery; ?) landscape; ?) view. 5  « -2011 » 8 16. Match the quotation with one of the sources listed below: Interested in photography? Fujiko have produced an amazing new mini-camera – the advanced 1001x. 3 1. What kind of film would you see if you wanted to get a detailed information about a definite subject? ?) animated cartoon; ?) thriller; 2. ?) documentary; ?) trailer. ?) recipe; ?) instruction; 17. ?) announcement; ?) ad.Do you know that the English Queen, Elizabeth II, is the only person in Britain with two birthdays. Her official birthday is on the second Saturday in June. When is her real birthday? ?) on April 21; ?) on May 21; ?) on July 21; ?) on August 21. Choose one of the following as the appropriate reaction to the statement: My friend has seen this film already. ?) So I have; ?) So have I; ?) I so have; ?) I have so. 18. Do you know who gave Britain it s modern name? ?) the Romans; ?) the Anglo-Saxons; ?) the Celts; ?) the Dutch. 3. Who said:  «The world is a stage and people are merely actors »? ) R. Stevenson; ?) B. Show; ?) O. Wild; ?) W. Shakespeare. 19. Read the weather forecast and decide in what season this weather is expected to be: The South East will see the best of today’s weather. It will be warm, no winds, and sunshine nearly all day, with temperatures around ten or fifteen, so quite warm for the time of the year. 4. There are eight public holidays in Great Britain. Do you know that they are called: ?) Bank Holidays; ?) Festival Days; ?) Feast Days; ?) Carnival Days. ?) winter; ?) spring; 20. ?) summer; ?) autumn. You can find the name of these animals in the Red Book. ) rabbits; ?) foxes; ?) Indian tigers; ?) sharks. 5. Stonehenge is: ?) one of the most famous landmarks of ancient Canadian history; ?) one of the most famous landmarks of ancient British history; ?) one of the most famous landmarks of ancien t Australian history; ?) one of the most famous landmarks of ancient American history. —————————————————-  «Ã‚ » Web-site: www. uclever. com, e-mail: [email  protected] com 4 6. John likes to spend much time in the open air.When he does his hobby for more than one day he takes a rucksack, a tent and a compass with him. Can you guess John’s hobby? ?) running; ?) fishing; ?) hiking; ?) swimming. 7. Which of the library rooms provides video and film circulation, and audiovisual equipment circulation? 10. Complete the following tongue-twister with an appropriate word: Swan swam over the sea, Swim, swan, swim! Swan swam back again. Well †¦ , swan! ?) swum; ?) swim; ?) swam; ?) swims. 11. Link the following paragraph with one of the cities listed below: This city is on the river Mersey.It’s famous for its football teams and for the Beatle s. ?) Cardiff; ?) Birmingham; ?) Manchester; ?) Liverpool. ?) the reading room; ?) the multimedia hall; ?) the book borrowing department; ?) catalogue. 12. The American traveller and scientist Lowell Thomas thinks that Grand Canyon, Glacier Bay, the Mammoth Cave, Victoria Falls, Baikal, Mountain Everest and Yellowstone National Park are: ?) seven Nature’s enigmas; ?) seven Nature’s wonders; ?) seven Nature’s gifts; ?) seven Nature’s mysteries. 8. Look at the following list of adjectives.Which would apply to a sportsman? ?) weak; ?) awkward; ?) enduring; ?) stout. 13. In which part of Britain do the men wear a kilt? ?) Wales; ?) England; ?) Scotland; ?) Ireland. 9. The following sentence contains an idiom. The key word is missing in the idiom. Choose the correct word: If you have any trouble with your homework, I'll be glad to give you a †¦ . 14. Match the first half of a proverb with an appropriate second half: Custom is †¦ ?) hand; ?) head; ?) hair; ?) hip. ?) the second habit; ?) the second nature; ?) the second manner; ?) the second tradition.

Influence of Reference Groups Essay

When you think about reference groups, there are a number of perspectives that one has to consider. According to Hawkins (2010), a reference group is a group whose presumed perspectives or values are being used by an individual as the basis for his or her current behavior. Thus, a reference group is simply a group that an individual uses as a guide for behavior in a specific situation (p. 227). Groups may be classified according to a number of variables. Four criteria are particularly useful: membership, strength of social tie, type of contact, and attraction. Delta Sigma Theta Sorority, Inc. is a private, non-profit organization whose purpose is to provide assistance and support through established programs in local communities throughout the world. A sisterhood of more than 200,000 predominately Black college educated women, the Sorority currently has over 900 chapters located in the United States, England, Japan (Tokyo and Okinawa), Germany, the Virgin Islands, Bermuda, the Bahamas and the Republic of Korea. The Sorority was founded in 1913 by 22 students at Howard University. These young women wanted to use their collective strength to promote academic excellence; to provide scholarships; to provide support to the underserved; educate and stimulate participation in the establishment of positive public policy; and to highlight issues and provide solutions for problems in their communities (Delta Sigma Theta, 2010). Delta Sigma Theta’s website is about heritage. This site speaks volumes about how these women wanted to be a part of an organization that consists of excellence. These women have a lifetime membership within the sorority. The influence that this organization has, as well as the site, is remarkable. The information on this site will allow younger women that have the desire to go to college and be a part of an organization that helps one excel, not only in school, but also in the workforce as well. This site has all the criteria of a basic reference group. The social ties that this organization has within the world are by far the best for young women that are willing to be a part of change. People that have â€Å"made it† when it comes to financial stability may feel that they are affluent in the society. There are people that have made millions and they do stand alone when it comes to affording â€Å"the better things† in life. Bentley’s website is attractive because the vehicle shows class. The influence that this vehicle has on a person’s financial status is undoubtedly the car of all cars. A Bentley is unmistakable – all it takes is a glance at the twin headlights, matrix grille or the high waistline to know one. The paradox of the car is that although it is instantly recognizable, it takes time and effort to hand-build each one. That’s the assured Bentley hallmark. A hand-built car using the finest quality natural materials takes time. Yet, while others may do things ‘meticulously’ or ‘painstakingly’, Bentley has always been about passion. In fact, our entire reputation rests on the experienced skills and passion of our people, handed down through generations. Many of our people say that they work on each Bentley as if it were going to be their car. They want to get it right. It’s no wonder that every machinist who creates a set of upholstery signs the back of it with his or her initials (Bentley, 2010). Once again Bentley’s website is about class and luxury. This site tells a story about smoothness when it comes to highway. There is nothing like being comfortable while traveling on highway or down the street to the mailbox. People that are attractive to the glitz and glamour will definitely enjoy riding either in the backseat of a spacious vehicle or driving behind the wheel. The six-time success at Le Mans has made Bentley more than a car – it has come to stand for a way of doing things: with spirit, flair, courage, instinctive intelligence and teamwork. Endurance racing has always been a way for us to test, strengthen and improve the cars.

euro in america essays

euro in america essays On January 1,1999, the world witnessed a change never seen before: eleven nations of the European Union fixed their currencies to each other and established the worlds first common currency, the Euro. The creation of a single European currency will be the most important development in the international monetary system since the adoption of flexible exchange rates in the early 1970. The dollar will have its first competitor since it replaced the pound sterling as the world dominant currency during the post-war period after World War I, and it consolidated after World War II. The political impact of the Euro will be at least as great. A bipolar currency regime dominated by Europe and the United States, with Japan as a junior partner may replace the dollar-centered system that has prevailed for most of this century. ...

buy custom Restoration of Campus Sanity essay

buy custom Restoration of Campus Sanity essay Emerging trends in our institutions of higher learning have lately elicited mixed reactions. Parents, teachers, Non-governmental organizations, the government itself and other stakeholders have remained bewildered by the current state of events in these institutions. What really happened to these institutions? What additional measures need to be put in place to achieve campus sanity? These are some of the questions we ought to ask ourselves if we need make some progress to finding long term solutions. The road towards achieving campus sanity is long and requires commitment from all the stakeholders to walk on successfully. Effort should be seen from all corners: lecturers, students, the government, parents, Non-governmental organizations, educationists and the general public. We need not play blame games if we intend to achieve this mission. Attention needs to be focused on the people that are downplaying the mission to achieve campus sanity. Students need to start evaluating themselves on a personal basis. They should be disciplined and focus on key issues regarding their personal development. They need to understand the reason why they are in school and work towards becoming better. It is paramount that they also understand the future is in their hands and that any deviation from the norm would play a big role in making the country disillusioned and wanting in terms of availability of ready labor. Enough said, students should engage more on profitable activities, sports, debating, politics other just sit down anguishing ovr what they call their rights. They should learn effective ways of communicating their views other than opting on leading strikes, vandalizing property and throwing stones. They need to start getting closer to the administration part so that they can communicate anything unusual. Campus administrators and teachers also need to be keen in the process of their delivery. They should opt for more favorable tactics other than dictatorial and ensure Students are satisfied. Counseling sessions are important and should be made readily available to students. In addition, they should seek to get closer to their students. This will inform them of any issues that need to be addressed before its too late. Of importance too is for lecturers to learn to be fair in their dealings such that students will not see them as a hindrance to their academic progress. On the other hand, morality should be upheld such that cases of relationships are not reported between teachers and students. In the past, administrators have often being agents of impunity overindulging in curtailing the freedom of students. Students then result to resistance claiming they want their freedom back. This affects the learning process a great deal. Disciplinary measures that are sound and rational should be initialized in these institutions. It is important that students be corrected whenever deviations are noted. Such may include suspensions and expulsions though it should be done after careful evaluation. In addition, they need to be told why they were ddisciplined and advised to correct this in the future. This will promote cordial relations even after the punishments have been given. Parents are not to be left behind in this fight. They ought to take up their as parents, guardians and disciplinarians seriously if we are to win this race. It has been common in the past for parents to abdicate their roles assuming other stake holders will support. This has had disastrous effects on the behavior of students with most of them remaining unguided. Some have ended in drugs and substance abuse, crime and other malpractices. Parents are to blame for their negligence. The government also should help in rationalizing the situation. It is important that it provides an enabling environment to these institutions. It should organize workshops for students and employ qualified counselors for the job. This will see to it that the situation finally improves parents, guardians and disciplinarians seriously if we are to win this race. It has been common in the past for parents to abdicate their roles assuming other stake holders will support. This has had disastrous effects on the behavior of students with most of them remaining unguided. Some have ended in drugs and substance abuse, crime and other malpractices. The parents are to blame for their negligence. The government also should help in rationalizing the situation. It is important that it provides an enabling environment to these institutions. It should organize workshops for students and employ qualified counselors for the job. This will see to it that the situation finally improves. Buy custom Restoration of Campus Sanity essay

Cytoplasm - Definition and Function

Cytoplasm - Definition and Function Cytoplasm consists of all of the contents outside of the nucleus and enclosed within the cell membrane of a cell. It is clear in color and has a gel-like appearance. Cytoplasm is composed mainly of water but also contains enzymes, salts, organelles, and various organic molecules. Cytoplasm Functions The cytoplasm functions to support and suspend organelles and cellular molecules. Many cellular processes also occur in the cytoplasm. Some of these processes include protein synthesis, the first stage of cellular respiration (known as glycolysis), mitosis, and meiosis. In addition, the cytoplasm helps to move materials, such as hormones, around the cell and also dissolves cellular waste. Divisions The cytoplasm can be divided into two primary parts: the endoplasm (endo-,-plasm) and ectoplasm (ecto-,-plasm). The endoplasm is the central area of the cytoplasm that contains the organelles. The ectoplasm is the more gel-like peripheral portion of the cytoplasm of a cell. Components Prokaryotic cells, such as bacteria and archaeans, do not have a membrane-bound nucleus. In these cells, the cytoplasm consists of all of the contents of the cell inside the plasma membrane. In eukaryotic cells, such as plant and animal cells, the cytoplasm consists of three main components. They are the cytosol, organelles, and various particles and granules called cytoplasmic inclusions. Cytosol: The cytosol is the semis of organelles include mitochondria, ribosomes, nucleus, lysosomes, chloroplasts, endoplasmic reticulum, and Golgi apparatus. Also located within the cytoplasm is the cytoskeleton, a network of fibers that help the cell maintain its shape and provide support for organelles.Cytoplasmic Inclusions: Cytoplasmic inclusions are particles that are temporarily suspended in the cytoplasm. Inclusions consist of macromolecules and granules. Three types of inclusions found in the cytoplasm are secretory inclusions, nutritive inclusions, and pigment granules. Examples of secretory inclusions are proteins, enzymes, and acids. Glycogen (glucose storage molecule) and lipids are examples of nutritive inclusions. Melanin found in skin cells is an example of a pigment granule inclusion. Cytoplasmic Streaming Cytoplasmic streaming, or cyclosis, is a process by which substances are circulated within a cell. Cytoplasmic streaming occurs in a number of cell types including plant cells, amoeba, protozoa, and fungi. Cytoplasmic movement may be influenced by several factors including the presence of certain chemicals, hormones, or changes in light or temperature. Plants employ cyclosis to shuttle chloroplasts to areas receiving the most available sunlight. Chloroplasts are the plant organelles responsible for photosynthesis and require light for the process. In protists, such as amoeba and slime molds, cytoplasmic streaming is used for locomotion. Temporary extensions of the cytoplasm known as pseudopodia are generated that are valuable for movement and capturing food. Cytoplasmic streaming is also required for cell division as the cytoplasm must be distributed among daughter cells formed in mitosis and meiosis. Cell Membrane The cell membrane or plasma membrane is the structure that keeps cytoplasm from spilling out of a cell. This membrane is composed of phospholipids, which form a lipid bilayer that separates the contents of a cell from the extracellular fluid. The lipid bilayer is semi-permeable, meaning that only certain molecules are able to diffuse across the membrane to enter or exit the cell. Extracellular fluid, proteins, lipids, and other molecules may be added to a cells cytoplasm by endocytosis. In this process, molecules and extracellular fluid are internalized as the membrane turns inward forming a vesicle. The vesicle encloses the fluid and molecules and buds off from the cell membrane forming an endosome. The endosome moves within the cell to deliver its contents to their appropriate destinations. Substances are removed from the cytoplasm by exocytosis. In this process, vesicles budding from Golgi bodies fuse with the cell membrane expelling their contents from the cell. The cell membrane also provides structural support for a cell by serving as a stable platform for the attachment of the cytoskeleton and cell wall (in plants). Sources: â€Å"Cytoplasmic inclusions.† The Free Dictionary, Farlex, medical-dictionary.thefreedictionary.com/cytoplasmic inclusions. â€Å"Ectoplasm.† The Free Dictionary, Farlex, medical-dictionary.thefreedictionary.com/ectoplasm.â€Å"Endoplasm.† The Free Dictionary, Farlex, medical-dictionary.thefreedictionary.com/endoplasm.Goldstein, Raymond E., and Jan-Willem van de Meent. â€Å"A physical perspective on cytoplasmic streaming.† Interface Focus, The Royal Society, 6 Aug. 2015, www.ncbi.nlm.nih.gov/pmc/articles/PMC4590424/.

Media Bullshit Essay Example | Topics and Well Written Essays - 750 words

Media Bullshit - Essay Example Furthermore, it has to be noted that the media comes in the form of the television, the internet, the radio, newspaper, and magazines. Significantly, the absence of the above-mentioned source of medium would be difficult for the citizens of the United States to be aware of what is taking place. The media has been utilized to inform the American society on the performance of the government, prominent individuals and the community as a whole (Qualman, 2012, 12-14). Essentially, I believe that the media cannot be regarded as â€Å"media bullshit† as information shared by the public often brings about more good than harm. Counter position According to an article by Burrowes (2015), â€Å"The combination of inexperienced and busy marketers, conflicted agencies and incentivized media owners is coming up with a situation of unprecedented media bullshit†. The author apparently has done some research and has come up with the conclusion that the services being initiated by the me dia industry are based on a bull shit entity. The perception is based on the challenges that the journalists go through, i.e. being forced to give false news as a way of gaining a bigger platform. According to Coville (2010), â€Å"Usually, it is not part of anybody’s grand scheme to brainwash you, but rather the result of newsrooms being staffed by fallible and opinionated humans†. Significantly, the implication of the above quote signifies that the media is indeed biased as what is often offered is not what is right.

Health Care Assignment Example | Topics and Well Written Essays - 2250 words

Health Care - Assignment Example This has been attributed by the increase in the number of generic drugs that cost far much less than the original drugs. Besides, the diagnostic costs through insurance schemes have proven to be more expensive in contrary to paying directly from the pocket (Hicks &Jacobs, 2014). Despite the presence of an oversight physicians as one of the healthcare regulatory authority in the United States healthcare management, it has been noted with great concern that not much is being done in trying to regulate or control the influx and dispensation of drugs to the citizens. The state government should implement regulations to eliminate license on physicians perceived to be indulged in the production of generic drugs. Besides, there are no prescribed policies governing the conduct of pharmaceutical malpractices and this has given room for best sales of generic drugs than branded drugs. Moreover, there are no enforceable contracts that give clarifications on the best possible measure necessary in curbing medical practices reforms (Hicks &Jacobs, 2014). ... From the research, possible sources are also pointing a shaft decrease in supply of FDA drugs through a consistent variation as from the year 1996 to 2010. Another observation made indicates that in every five drugs, only one would be found to be branded. This is because generic drugs are known to sell at cheaper price whereas the possible content is almost of the same quality or it may have very little difference. There is projection that, if this trend continues for the next few years then there would be a very deep decline from branded medicine to the stakeholders’ payers’ model (Prelovs?ek & Hajna, 2011). Due to the presence and the pricing cost of generic drugs, pharmaceutical industries would be far much affected in terms of future revenues leading to a decline in job markets and sales. Moreover, some pharmaceutical companies that are engaged in sale of branded medicines would find it very difficult to generate enough returns while sale representative would shift opportunities to dealing in generic drugs that would otherwise generate quick returns (Prelovs?ek & Hajna, 2011). Comparing the pricing of drugs in United States and Canada According to the U.S health care reforms report of 2012, it has been realized that the United State of charges very high prices on prescription drugs as compared to any other developed state in the world. Even though the manufacturing cost of medicines seems to be low in The United States, the escalating cost in pricing are attributed during the development process. Most of the pharmaceutical companies see this rising cost in pricing to have been characterized by a lot of money being spent in

Individual projects- movie review or consumption Journal Essay

Individual projects- movie review or consumption Journal - Essay Example The film reaches two important conclusions. First, it will take a lot of time and effort to come out of the energy crisis. The problem can not be solved quickly. Secondly, people doing their bit on individual level would hardly ever manage to make any difference. In order to take solid steps towards the solution of this problem, collective effort needs to be made on national as well as international level. Survival is only possible if Earth contains sufficient resources to meet the needs of humans. In order to make sure it does, we had better become serious! I like that images in this movie have been chosen to intensify the alarming mood of the movie. While talking of massive fuel consumption, the clip shows dial machine with numbers rolling up too fast to be readable followed by a picture of the roads crowded with traffic. What I don’t like about the movie is that occasionally, voice of the speaker merges with the background effects and the audience can not clearly listen. I disagree with the statement made in the movie that â€Å"no amount of solar or wind or even nuclear is gonna allow us to continue living this way of life† (â€Å"The End of Suburbia†). I disagree with this statement for two reasons.

Organizational Change Plan Implementation II Research Paper

Organizational Change Plan Implementation II - Research Paper Example In the particular case of Winds Psychiatric Hospital, the introduction of Electronic Medical Records is expected to bring about significant changes in the operational changes of the organization. The change will inject the element of efficiency in the processes of billing, storage, and general management of records and information. The necessity of this change is to be understood in terms of the need to increase the efficiency and quality of services to the clients. The Electronic Medical Records will also impact positively on aspects of staff satisfaction since it will help solve the challenge of work-related stress, which is associated with the cumbersome and tedious manual processes of information management at the facility. The implementation and efficacy of this change will depend significantly on the organizational structure of the facility and the willingness of the workers to adopt the changes. Essentially, this change in organization is expected to solve the logistical chall enges that have slowed administrative and clinical processes at the Winds Psychiatric Hospital. ... in the processes of organizational change is important in shielding the process from the weaknesses that could be resident in a single method (Burke, 2010). It helps to enrich the judgment of the analysts in a manner that provides the most appropriate, credible, and reliable information of the implementation process. This helps in development of suitable actions and interventions. Benchmarking Through benchmarking, the process will make use of specific performance indicators, which shall be used to guide change management decisions. As an evaluation method, benchmarking is often preferred because it allows the implementers to observe the performing and performing elements of the change process (Grembergen, 2001). In the course of monitoring, benchmarking will assist in exposing the poorly performing parts of the change and the better performing aspects of the change program. The development of benchmark will involve the generation of data on the specifics of record management and cli nical processes that are targeted for change through the Electronic Medical Records program. For instance, data on time taken to accomplish certain tasks will be recorded and measured against set standards in order to evaluate the effect of change on the program. Different benchmarks will be set for the different programs that fall under the organizational change program in order to distinguish between the different levels of success across the categories. It is expected that different aspects of the program will respond in varying ways following the introduction of Electronic Medical Records program at the Winds Psychiatric Hospital. Process Evaluation The choice of process evaluation as a monitoring method is appropriate for the reason that it works at the level of implementation and

Economic Growth and Environmental Conservation in Developing Essay

Economic Growth and Environmental Conservation in Developing Countries, Case of China - Essay Example This paper outlines the advantages of the sustainable development of the developing countries, compared with other models of economic development. The term â€Å"sustainable development† means the ability of the present generation to meet their consumption needs without sacrificing the ability of the future generations to consume at least at the present level. The debates of the scholars with respect to economic growth have taken three approaches. Some believe that to achieve the high rate of growth natural resources are required by higher amounts. Therefore it is necessary to reach a steady state before environment can be preserved properly. Some differs that a high economic growth leads to more demand for less resource utilizing goods and services. Therefore it automatically translates into better environment conservation. There is a third argument between economic growth and environmental conservation given by the U shaped Environmental Kuznets Curve. It gives the policy of attaining high economic growth at the cost of environment in the initial phase of development. Then take control of the environmental degradation at a later stage. Then pollution comes down with economic growth. In China, the course of development had caused a lot of environmental degradation. The economic reforms undertaken by Deng Xiaoping, prominent politician of China had more balanced environmental risks. However it can be said that China in its course of development seldom considered the environmental hazards till 1980. Even in Taiwan where the economic progress had been less rapid through industrialization had undergone considerable amount environmental destruction. However in the recent decades there has been a remarkable transformation in the attitude of the Chinese policy-makers and civil society towards environmental conservation. The government had undertaken several policy measures to control the pollution from heavy growth of industries and reduce the environmental degradation. However the consciousness towards environmental exploitation for economic growth is less among the Chinese people than the Taiwanese people. More Chinese people are in favor of rapid economic growth at the cost of environment. The Taiwanese on the other hand are ready to adopt policy measures to preserve the environment at the cost of economic growth. They are ready to achieve sustainable development even if they have to have a less economic growth in the present.(McBeath, Leng, 220-2221) However China has undertaken a significant number of policy measures in various directions of environment conservation including preserving their biodiversity, reducing pollution and wastage. Economic Growth and Environmental Concern: China China has achieved a very high growth rate in the few last few years. Forecasts predict that such high rate of growth shall continue into the future. However the problem with attaining this high rate of economic growth in China is their large population but low endowment of natural resources. In their journey towards urbanization and development of infrastructure for further restructuration of the economy, they face close scrutiny from the local as well as global environmentalists. In the face of such close observation, the Chinese government had undertaken wide range of policy measures in the past and set their goals in reducing the pollution and wastage in their country without compromising their economic growth. Some of these goals were maintaining a 7% rate of growth an d at the same time reduce the discharge of pollutants by one tenth from 2000 to

Organizational Change Plan Implementation II Research Paper

Organizational Change Plan Implementation II - Research Paper Example In the particular case of Winds Psychiatric Hospital, the introduction of Electronic Medical Records is expected to bring about significant changes in the operational changes of the organization. The change will inject the element of efficiency in the processes of billing, storage, and general management of records and information. The necessity of this change is to be understood in terms of the need to increase the efficiency and quality of services to the clients. The Electronic Medical Records will also impact positively on aspects of staff satisfaction since it will help solve the challenge of work-related stress, which is associated with the cumbersome and tedious manual processes of information management at the facility. The implementation and efficacy of this change will depend significantly on the organizational structure of the facility and the willingness of the workers to adopt the changes. Essentially, this change in organization is expected to solve the logistical chall enges that have slowed administrative and clinical processes at the Winds Psychiatric Hospital. ... in the processes of organizational change is important in shielding the process from the weaknesses that could be resident in a single method (Burke, 2010). It helps to enrich the judgment of the analysts in a manner that provides the most appropriate, credible, and reliable information of the implementation process. This helps in development of suitable actions and interventions. Benchmarking Through benchmarking, the process will make use of specific performance indicators, which shall be used to guide change management decisions. As an evaluation method, benchmarking is often preferred because it allows the implementers to observe the performing and performing elements of the change process (Grembergen, 2001). In the course of monitoring, benchmarking will assist in exposing the poorly performing parts of the change and the better performing aspects of the change program. The development of benchmark will involve the generation of data on the specifics of record management and cli nical processes that are targeted for change through the Electronic Medical Records program. For instance, data on time taken to accomplish certain tasks will be recorded and measured against set standards in order to evaluate the effect of change on the program. Different benchmarks will be set for the different programs that fall under the organizational change program in order to distinguish between the different levels of success across the categories. It is expected that different aspects of the program will respond in varying ways following the introduction of Electronic Medical Records program at the Winds Psychiatric Hospital. Process Evaluation The choice of process evaluation as a monitoring method is appropriate for the reason that it works at the level of implementation and

Empowering through a Self-Sufficiency Strategy Essay

Empowering through a Self-Sufficiency Strategy - Essay Example To overcome the difficulties faced by the tsunami, all NGO's working in that area contributed a lot. Their activities were focussed in areas like physical well being of the victims akin to food clothing and shelter, mental aspects relating to sense of security, reinstating relationships and the economic side comprising of funds as well as resources required for daily life. The initial response of NGO's was to supply materials like food, clothing, napkins etc. More over they also concentrated in the removal of debris, dead bodies of humans and animals. Besides these activities, other services like ensuring clean drinking water, community medical camps, immunization programmes, trauma counselling etc was also done (Arnold.J.P.S. 2005). The devastation caused by the tsunami in the coastal regions has created a new challenge for NGO's working in that area, particularly in the field of water purification. To face the challenging situation NGO's have developed and installed equipments in t he region. (Asian Tsunami concentrates minds around the world. 2006.) The civil wars taking place in Afghanistan and Iraq has increased the misery of the common man living there. During the latter half of the year 2005 many natural disasters occurred in different parts of the world. Large scale of destruction has occurred. The most important effect of war on the society is the destruction of the victim's social environment, their natural living instincts and history as well as identity of their cultures (Zwi.A.B 2000 July 22). The roles that various NGO's play in Iraq are vital. At present they have tailored to the present situation of mistrust, doubt etc. NGO's have adopted the coordination mechanism which helps to locate the needy as well as to understand the situation. To cater to the present needs, NGO's have triggered the field related emergency arrangements. Due to the crisis in Iraq over 8 million people are in need for humanitarian aid. This situation has arisen due to a number of causes like corrupted basic services, failure of finding livelihoods, and uncontrolled price rises. The sadder side of Iraq is that the government and other agencies have a limited role to solve the crisis because of the lack of chance to contact the population. (NGOs Coordination Committee in Iraq. 2007). During the rehabilitation process of the Afghan war, funds around 35 million were distributed for developing the health services sector. NGO's working in the health sector of Afghanistan has brought significant changes and success in the area. Preparation of separate waiting room for female patients and a completely renovated delivery room accompanied by a neo natal ward equipped with modern equipments were also established. For the disposals of clinical waste, pits were dug up and steel and brick furnaces were constructed. NGO"s has also appointed their own staff for monitoring these activities also. (A Formula for Success in Afghanistan) The dangerous war fields of Congo, Sudan and Uganda in Africa are among the most dangerous places to live in. this fact was published by a poll conducted by Reuters. The most affected are children and woman who always find themselves in the receiving end. (Rowling.M. 7-7-2006) Rowling.M. 7-7-2006. The world's 10 worst child danger spots. According to

Entrepreneur ship Essay Example for Free

Entrepreneur ship Essay Regardless the state of the country, one can realize that coffee is one of the most favorite products among American people. It has remained in the top positions for some decades. However, drinking coffee is not only the consumption of a product; it has become a daily activity. It is normal to hear this question when someone wants to meet up with one person: â€Å"do you want to get a coffee tomorrow and we can talk about? † Any excuse is good enough to get a cup of coffee. The beginning of the coffee industry dates back to the 1960’s, when a man named Alfreed Peet felt the inspiration to create the first gourmet coffee shop (Peet’s Coffee). That inspiration came, between other reasons, because he grew seeing his parents ‘coffee business (Peet’s Coffee). He was living in Holland and later in Indonesia. After that, he went to California where he thought he had the necessary knowledge to start his own business. By doing that, Peet started to produce a richer and more complex coffee that the available coffee at the market (Peet’s Coffee). Because of his marketing strategy, motivation through employees and resilience to fall, Alfreed Peet was one of the most innovative and creative entrepreneurs of coffee industry. Some people think that entrepreneurs are different from everyone else since they think these people were born with a special ability that nobody else has. However, these people are what they are because they learn from experience, including inconvenient experiences. Peet reached a great success because he did it. Despite this level of success, Peet can still became a better brand by introducing an aggressive advertising, worldwide expansion, and improving the pricing system. Peet had the features that best define an entrepreneur. First, he had the vision to open a shop in an unfamiliar market, the coffee market. Vision is a characteristic that most of the entrepreneurs have (Boone and Kurtz 608). Entrepreneurs do not fall depressed when people tell them that their business will not run successfully. Instead, they trust in their intuition and continue until they get what they want (Kelly and McGowen 92). Along with vision, Peet had passion about his coffee. He did not think in becoming rich or famous, but making the best coffee he could. He knew the importance of enjoying the process rather than thinking about the outcome. Moreover, he had enough motivation to start his business and offer the best product and service. This is the most important factor that one person must have to get anything in his or her life. Some people do not pay enough attention to how important the motivation is to succeed in any field. When one is motivated, it is much easier to reach any goal. Time does not seem to go by when one feels a motivational force inside him. Furthermore, the motivation makes one enjoy whatever he or she is doing. Then, along with this enjoyment, the results come without the sense of effort. â€Å"Motivation is important simply because it allows you as a leader to meet and even exceed your own organizational goals† (â€Å"importance†). However, motivation is not enough if one does not spend time working. For this reason, Peet knew that dedication was important if he wanted to be successful in the coffee industry. He did not believe in luck, but in causality. Another reason why he was a successful entrepreneur was that he wanted to see the growth of his family? s coffee business. He wanted to continue what was started decades ago. Finally, the word â€Å"commitment†. To Peet, it meant to be persistence. If he wanted his dream to become a reality, he had to overcome big obstacles. It meant never giving up and to being congruent by taking action instead of just talking. Peet? s coffee should be an admired company because of its behavior towards employees and customers. Peet? s makes an effort in having a good workplace where employees must be prepared to create the great coffee that customers like (Peet’s Coffee). It has been proven that the performance of the employees is greater when they are in a comfortable and attractive environment. Moreover, Peet knows the importance of making his employees feel well. An employer should not only think of the employees as part of the company, but should also take into consideration their opinions and complaints. â€Å"Democratic leadership ordinarily produces higher member satisfaction and morale. It also results in higher quality decisions when members have as much or more knowledge than the leader regarding a particular problem† (Sharpe). The results of a company depend on the performance of the employees. Espinosa states that an important step is â€Å"to be a positive model as a leader. You’re supposed to be a good example for your members to emulate, and a person worth respecting. † Good team work is an essential part of any job because the best results are achieved when everybody goes in the same direction. Moreover, motivation is crucial to push people to get their goals. â€Å"Democratic leaders involve members in decision making either by reaching consensus or by using parliamentary procedure. They pursue open, trusting, follower-oriented relationships† (Sharpe). The relationship between Peet and his customers has also been excellent during the time that Peet’s coffee has existed. (Peet’s Coffee). This relationship is passed from parents to their children and grandchildren and it seems to be continuing for a long time. Besides, Peet’s company has developed different economic and education programs in order to collaborate with the growth of the countries that provide beans and leaves for his coffee (Peet’s Coffee). To summarize, Alfreed puts the emphasis on being a big family who plays on the same team. Every member of the team has different tasks to do in order to reach the same goals for Peet’s coffee, which are to make a profit, offer an excellent service to the clients, and of course, to enjoy while doing it. Peet knows that the world has changed in the last decades; therefore, he has adapted to the marketing changes along these years. At the beginning of his expansion, Peet started in a local place where the coffee market was becoming more popular. At that time, the marketing concept changed and the business’ owners started to offer the goods and services that their clients demanded in a higher quality than their competitors (Boone and Kurtz 380-381). Thus, Peet wanted to get customer satisfaction more than anything else. However, times changed and Peet had to adapt if he wanted to continue being successful. Peet spread out his stores to different states of the country such as California, Illinois, Massachusetts, Oregon and Washington (Peet’s Coffee). Moreover, the last decades are characterized by some changes in marketing. Marketers are conscious of the importance of keeping loyal customers. Boone and Kurtz say that â€Å"acquiring a new customer can cost five times more than keeping an existing customer† (380-381). For this reason, Peet not only provided his products in his stores, but he started to look for ways that customers could find his products everywhere. Customers can now buy his products in different supermarkets around the country. For example, Safeway, Super-valu and Ralphs offer his products (Peet’s Coffee). In addition, Peet has seen how technology has grown in the last years and he has created his own website. This website gives the customers the opportunity to see, compare and buy Peet’s products. This website has also a service for customers and they can ask any question related to the products which will be answered by his representatives (Peet’s Coffee). Another important marketing feature of Peet’s business is that he is not only a retailer for his customers, but he is also a wholesaler for distributors of restaurants and food services (Peet’s Coffee). Even though Peet’s coffee is famous and well-known by coffee drinkers, there are some strategies that he should use in order to expand his business. First, a better advertising marketing strategy should be utilized if he wants to become more known around the country considering most people do not know about Peet’s coffee. However, when someone tastes this coffee they should ask themselves: How come I have never heard about this coffee? Peet should then invest money in publicizing his products. For instance, an advertisement on television and in a newspaper would make people arouse curiosity about this coffee. Second, it would be a good idea to emphasize the selling in the universities. Between students it is really popular to drink coffee, especially when exams are approaching. Peet should promote specific campaigns where executive go to different universities to publicize its products. The most important thing would be to franchise Peet’s stores in different universities. By doing this, students would start to know Peet’s coffee and it would be an excellent opportunity for Peet to grow his brand. Finally, in my opinion, the best strategy would be to expand his business to other countries of the world. Peet only has stores in the United States. In this situation, he can not expand his branch more than one point. He could expand his stores to other countries of the world because people like to try new brands. Even if one brand like Starbucks is successful around the world, people will still be attracted if a good product is offered to them. If Peet’s marketing strategy has worked in the United States, there is a high probability that it may work in other countries. Peet’s coffee would be successful around the world and it would keep in people minds for ever. Works Cited Boone, Louise E., and David L. Kurtz. Contemporary Business 12th Edition. Mason: Thomson, 2006. Print. Espinosa, Jerome. â€Å"How to effectively handle union negotiations. † Helium. com Helium 06 Oct. 2010. Web. 03 February. 2012. â€Å"Importance of Motivation. † Leadership-central. com Leadership-central. com, Web. 20 Jan. 2012. Kelly, Marce. , and McGowen, Jim. BSN3. Mason: South Western Cengage Learning, 2006. Print. Peet’s Coffee and Tea. Peet’s Coffee and Tea. PCT, Web. 14 Dec. 2011. Sharpe, Dave. â€Å"Choosing Leadership Styles. † Msuextension. org Montana State University Extension, Web. 20 Jan. 2012.

Case Study On Improvement Of Low Voltage Power Engineering Essay

Case Study On Improvement Of Low Voltage Power Engineering Essay This case study provides investigations on low voltage power distribution system in terms of electrical system design at INTEC Section 17 Shah Alam. It was conducted to ensure that the system applied is viable where it could lead to reliable and economical distribution of power. Therefore, this project was focused on 415V feeder pillar where suggestion can be offered to improve the respected system design. Distribution system is a system built to provide a means of economically and reliably distributing power from one, or occasionally more than one main location to a number of geographically dispersed load centres within a defined site boundary [1]. Low voltage power distribution system is the portion between primary feeder and utilization equipment. Therefore, the purpose of low voltage distribution is to distribute power to end user where at the same time providing safe conditions. Internatioanl Education College (INTEC) Section 17, Shah Alam is the place where this case study was carried. The low voltage distribution system applied at INTEC is conventional simple radial distribution system where the operation and expansion of the system are simple. However, problems occur as the power transformer (2000kVA 11kV/433V) is overheated and the cables insulation of secondary windings is melted due to overload. The system itself is quite old where feeder pillar used to allocate the power to specify load is quite congested where it need some upgrade. Therefore, to tackle those problems regarding on low voltage distribution system, suggestions can be offered to improve the system that meets the specifications of electrical standard and at the same time satisfy the end users. Hopefully it can be additional information for the INTEC Facility Unit to overcome the problems and upgrade the respected feeder pillar to provide safe, economical and reliable power to the end users. OBJECTIVES The objectives of this case study are: To obtain a relative information regarding on the low voltage power distribution system of INTEC. To observe the congested feeder pillar design and implementation at INTEC. To identify problems related to the congested feeder pillar. To propose for the improvement of congested feeder pillar. METHODOLOGY The case study of low voltage power distribution at INTEC was carried out based on the primer source of information such as books, journals, articles and related electrical specifications by The Institute of Electrical and Electronic Engineer (IEE), Tenaga Nasional Berhad (TNB), Suruhanjaya Tenaga (ST) and Jabatan Kerja Raya (JKR). With cooperation of local Facility Unit of INTEC, observations of respected substation and feeder pillar have been done. Some photo and reading has been taken to visualize the respected problems regarding on the overheated transformer and congested feeder pillar. Therefore, from those data, suggestions can be offered to overcome the problems and at the same time to improve the congested feeder pillar. Finally, for future study, opinions can raised for the further improvement of low voltage power distribution system. LOW VOLTAGE POWER DISTRIBUTION SYSTEM Distribution Feeder Feeder is the distribution lines that carry power throughout the distribution system. Radial distribution feeders are characterized by having only single path for power to flow from the source (substation) to the consumer load. The distribution network is composed of the substations and the feeders that they supply. Feeders are composed of sections each serving a purpose. The mainline is the backbone of the feeder and is typically a three-phase line generally designed for 400A nominal and 600A contingency loading. From this mainline, three-phase or single-phase laterals extend. Laterals are branches that are connected to the main line to serve loads, which can have laterals of their own. To protect mainlines from faults in the laterals, these are typically fused or switched by remote reclosers. Figure 1. Electricity Supply Specification in Malaysia The most common configuration for feeders is a four-wire wye configuration; one conductor for each of the three phases plus a solid multi-grounded neutral conductor. Nevertheless, less common configurations are three wire wye and delta configurations. Four-wire wye configurations are extensively used for their safety and easy fault protection [4]-[7]. This circuit type permits the use of under-rated voltage equipment by using phase-to-ground voltages, and fuse protection for ground faults. Feeder Pillar Feeder Pillar is the electrical compartment that consists of equipment that distributes power to the respected loads. It controls the switching of load where at the same time provides protection to the distribution line. Conventional feeder pillar consists of busbar, circuit breaker, earthing protection and metering equipment. The loads can be calculated by (1) for single phase and (2) for three phase system where it is proportional to voltage (V), current (I) and angle between voltage and current (ÃŽ ¸): P=VI cos ÃŽ ¸. (1) P=√3 VI cos ÃŽ ¸. (2) By applying diversity factor, the load consumption should be less than the calculated value from (1) or (2) where the same load will not be used all the time. Diversity is the engineering principle that in any given installation, some of the connected loads will not be running at the same time instant as other loads [8]. Therefore the maximum demand of loads can be obtained to ensure that the cable and protection used is viable throughout the system. The voltage drop of cable is affected by cable length (L), tabulated voltage drop (mV/A/m) and the design current (Ib) as shown in (3). v.d. (V) = [(mV/A/m) L Ib]/1000. (3) Protection Moulded Case Circuit Breaker (MCCB) is used to interrupt the current path during fault occurrence. It is applicable for TPN (Three Phase and Neutral) cables while Miniature Circuit Breaker (MCB) has lower rating compared to MCCB and it is only applied for SPN (Single Phase and Neutral) line. Earthing of the feeder pillar will provide protection from leakage current to ensure the safety to human from the danger of electric shocks during testing or maintenance. LOW VOLTAGE POWER DISTRIBUTION SYSTEM IN INTEC INTEC HT Distribution System The incoming supply for INTEC from TNB is 11kV. Then it is step down to 415V by 2000KVA distribution transformer. The overall HT simplified schematic diagram of INTEC can be observed as below: Figure 2. Simplified schematic diagram for HT electrical system in INTEC Low Voltage Distribution System Next, the focus will be at Pencawang Elektrik No.1 where observation is done at Feeder Pillar No.1. The schematic diagram of LV side from Pencawang Elektrik No.1 can be seen from Fig. 3. INTEC used radial distribution feeder since it required lower cost, easier fault current protection, lower fault current and easier voltage control. Figure 3. MSB schematic diagram of LV at Pencawang Elektrik No. 1 Feeder Pillar Feeder Pillar No.1 is located between Block B (Cafeteria) and Block A (Computer Lab). This feeder pillar was connected from MSB. The maximum current rating for the MCCB of incoming is 600A. C:UsersuserDesktopINTECN8 Afdhalfeeder pillar 2.jpg Figure 4. Feeder Pillar No. 1 This respected feeder pillar distributes power to Bengkel Seni, Futsal Court, Cafeteria and Compound Feeder Pillar (Fig. 5). Figure 5. Schematic diagram for Feeder Pillar No.1 By applying the diversity factor, the value of protection and cable sizing shall fit the estimated load. TABLE.I shows the maximum load that the system can withstand at a time. The power at maximum demand is calculated using (2). The power factor is maintained at 0.85. TABLE I. LOAD AT MAXIMUM DEMAND Load Power (kW) MCCB Rating (A) Bengkel Seni 61.098 100 Futsal Court 38.492 63 Cafeteria 61.098 100 Compound Feeder Pillar 48.878 80 (Estimated value of load at maximum demand in Feeder Pillar No. 1) From the existing load as tabulated above, the calculated nominal current is 341.363A using (2). Therefore the rated current of MCCB for the incoming is viable where the rated current of MCCB is 600A. The cables are connected to the busbar. Types of cables used is 4 core, 0.6/1kV, Copper Cable with earth termination. The cables are terminated to the busbar as visualised in Fig.6. C:UsersuserDesktopINTECN8 Afdhalconnection 2.jpg Figure 6. Cables connection to the busbar. From the above figure, it can be observed that the cables connection quite messy where it is hard to indicate which cable is connected to their respected load. It is not labelled to identify the cable. If fault occurrence, it will took a time for the technician to perform maintenance due to the congested condition of the cable. The cable size for each line can be seen from TABLE II. TABLE II . CABLE SIZING Type MCCB (A) Cable Size (mm2) 2 x 4C XLPE 600 185 1 x 4C XLPE 100 50 1 x 4C XLPE 100 50 1 x 4C XLPE 80 35 1 x 4C XLPE 63 25 Earthing Earthing is purposely used to protect human from electric shock due to current leakage. Therefore this feeder pillar has the same earthing mechanism for safety reason. C:UsersuserDesktopINTEC1-3-2011 Firdaus N701032011023.jpg Figure 7. Earthing of Feeder Pillar No.1 From the fig. 7, all cables are terminated at the same point where it can provide easy path with a low resistance to earth and protect consumer from electric shock. However, those earth cables is not insulated which could lead to current leakage throughout the feeder pillar compartment in case the cable touch the wall of feeder pillar where it is made of steel (good conductor). Therefore, if such case happened it will cause electric shock to human who touch the feeder pillar. PROPOSED SYSTEM Radial Distribution System Improvement By referring back to the type of distribution feeder system approached at INTEC, radial type of distribution feeder is applied. Even though radial circuits are simpler to operate and maintain, in order to increase the reliability and power quality of distribution feeders, networked configurations must be used [4][5][8]. However the installation cost of network system will be major obstacle where it required total modification of system. Therefore, primary loop radial distribution system can be applied to make the system more reliable. Figure 8. Primary loop distribution system Figure 9. Proposed MCB Fig. 8 and 9 illustrate on how the system will look alike when improvement can be applied. The primary loop consists of two feeders which serve one or several loads. If one feeder fails, the normally open switch can be automatically (or manually) closed to feed the loads from the backup feeder, once the bad section has been sectionalized. This approach is very useful especially for underground cable system since the maintenance of underground cables is complex process that would create long interruptions if failure occurs. Feeder Pillar Proposed Design From the Feeder Pillar No.1, suggestion can be offered to improve the system is upgrading the feeder pillar to MSB. By referring back to fig. 5, there were two loads that have circuit breaker rating of 100A TPN MCCB while in the MSB as in fig. 3 there were spare load that can be used. Therefore those two loads from Cafeteria and Bengkel Seni can be directly connected to MSB. By this action, the congested condition of feeder pillar can be solved. Figure 10. Upgrade of feeder pillar to MSB Some benefits can be obtained if the load of Bengkel Seni and Cafeteria is transferred to MSB: If fault occur at Feeder Pillar No. 1, those loads will not being interrupted. Therefore it promises the continuity of power supply to the load. The voltage drop of each cable is shown in TABLE III. TABLE III. CABLE VOLTAGE DROP Size (mm2) mV/A/m Length (m) Ib Voltage Drop (V) 185 0.22 100 278.241 6.12 50 0.86 10 81.84 0.70 80 81.84 5.63 35 1.15 10 65.47 0.753 25 1.60 150 49.10 11.784 (Voltage drop of respected cable in the Feeder Pillar No.1) From TABLE III, it shows that the incoming cables itself occupy high voltage drop which is 6.12V for each cable. Then, if load of Bengkel Seni and Cafeteria is upgraded to MSB, the voltage drop can be observed from TABLE IV. TABLE IV. LOAD VOLTAGE DROP Load Calculated Voltage Drop (V) Future Length (m) Future Voltage Drop (V) Percentage (%) Bengkel Seni 11.75 180 12.67 3.05 Cafeteria 6.82 110 7.742 1.87 (Future voltage drop if load of Bengkel Seni and Cafeteria is upgraded into MSB) Although the voltage drop risen up since the length of occupied cable is increased, the voltage can be reduce by replacing higher cross sectional area of the cable. However, the value of voltage drop is still within the specified value of allowed voltage drop [8]. By connecting those loads to MSB, the existed feeder pillar will not be congested anymore. Those two loads that were directly connected to MSB will became spare and it can be used for future expansion of nearest building located near to the respected feeder pillar (refer fig. 11). Figure 11. Empty slot of loads acted as spare Therefore the future load will be based on TABLE V. Load Power (kW) MCCB Rating (A) Futsal Court 38.492 63 Compound Feeder Pillar 48.878 80 Spare Spare The total load at Feeder Pillar No.1 will be about only 70kW where the nominal current value from the incoming will be only 114.57V that could lead to only 2.52V of voltage drop. Earthing For earthing cable, it is wise to insulate those cables with PVC insulator to avoid any electric shock due to current leakage. It must meet the electrical standard where earth cable must be insulated with green or green/yellow insulation based on fig. 12 [6]. http://www.china-wire-cable.com/photo/6654ca80a2286ebde6efb52e3ffbab88/Earth-Cable.jpg Figure 12. Proper insulation of earth cable Comments and Suggestion The project will become a wise step to ensure that the respected Feeder Pillar No. 1 will become a reliable where it can provide a continuity of supply to a certain loads. However this project could not be implemented immediately since it will took period of time where maintenance underground cables is a complex task where it require skills and occupy more human power. In addition, the substation (PE No.1) need to be shutdown to perform the upgrade process where ironically the substation itself must distribute power to important places such as administration office where it operates 24 hours a day and 7 days per week. Therefore it is recommended that this project must be implemented during the holiday where the total shutdown of PE No.1 can be done and the task of upgrade of the system can be performed by the respected party. CONCLUSION From the case study that was carried out, it is necessary for Facility Unit of INTEC to consider those suggestions in order to overcome any problems related to low voltage power distribution system. FUTURE STUDY Surge protection was integrated within the low voltage distribution system to protect the system from lightning strikes. For future study, the recommendation that can be offered to further the respected case study is to perform research on surge protection system in low voltage power distribution system in INTEC. ACKNOWLEDGEMENT The author would like to express appreciation to his supervisor Ir. Harizan Che Mat Haris due to wise guidance and advices. For INTEC Facility Unit, the author felt pleasured to carry out this case study where he can affix his knowledge and gather more experience. Finally the author wants to offer his gratitude to people who was contributed toward the completion of this case study.

The Ancient Greeks Belief in the Underworld Essay -- Greek mythology,

A dark, silent, formless void, a perpetual abyss without orientation, this is essentially what the Greeks believed was the origin of the world. The ancient Greeks while trying to further explain the world, invented beguiling myths (Evie). From these myths a world of human like gods and goddesses was formed (Evie). Through narratives, legends, and myths this world justified various abstract ideas, thus creating Greek mythology (Evie). A central element in Greek mythology is the underworld. The underworld is considered to be the place where one’s soul goes to after death. The underworld has played a vital role in Greek culture by serving as an incentive to live a virtuous life, which in turn has affected all aspects of Greek life. The world of the dead or the underworld was viewed as a subterranean realm (Joe). The ancient Greeks believed that almost all mortals would reside in the underworld after their death. Those fortunate few that did not either gained a place at Mount Olympus or became gods or goddesses themselves (Joe). The underworld was ruled by Hades although there were many other deities in the underworld. Hades acquired the underworld when he and his two brothers, Zeus and Poseidon, divided the universe (Joe). Zeus received the sky, Poseidon received the sea and Hades received the underworld. The underworld was divided into several regions. There were five subterranean rivers which flowed through the underworld (Joe). They were Acheron (Woe), Cocytus (Wailing), Lethe (Forgetfulness), Phlegethon (Fire), and Styx (Abhorrence) (Joe). All souls would have to travel through the five rivers before they were judged and sent to their final residing place to wander for all eternity. The underworld also consisted of two mai... ...ir gods and goddesses they would be virtuous. The stories and myths of the underworld and those unfortunate souls left to wander for eternity gave incentive to be righteous and please their deities. The Greeks would live their lives accordingly so that they may truly be at peace in the afterlife. To avoid being sentenced to wander aimlessly in the after life the Greeks took every possible precaution. The underworld in Greek mythology served to encourage the Greeks to live a righteous life. In the desire to please the gods and goddesses and to prevent eternal wanderings in the underworld the Greeks changed their lives. Within the changes to their traditions, practices, and daily lives, the Greeks altered their culture. The mythologies of the dark, ominous underworld created a thriving Greek culture with many of its only practices, traditions, and rituals.

A word is half the sender, and half the receptor

Today, more than ever, language is an integral part of our existence and survival. We depend on it to think and communicate on a day to day basis from person to person. Language as a basic communication takes the form of: sender, message and receiver, and is said to be highly specialized and sophisticated. Language allows us to communicate an infinite variety of messages; indeed, sometimes messages are unclear or vague because both the sender and receiver might not have the exact same understanding of their language. This last problem of communication that is unclear or vague is one that results from the use of words for which the range of application is not clear. One could also say that something which is vague is that which lacks precision. This type of vagueness results from statements or words which are not quantifiable and therefore lead to misunderstandings between the sender and the receptor. Montaigne said something very true about the term ‘word' as it is very difficult to define. To start, what is a word? What is the definition of the term word? All these deceptively simple questions have led to debate among linguists. At its most simple, according to David Crystal, a word is â€Å"a unit of expression which has universal intuitive recognition by native speakers†. However, a word is so much more than that: a word has to be imaginarily divided into the person who say it and into the person that receives it because these two individual members of communication have their own way to interpret what is the idea within that precise word. In order to know the exact meaning of the term ‘word' we have to take into consideration the fact that some words have a denotation and several connotations. A denotation is the primary or ‘dictionary' meaning; what the word describes precisely, no more no less. On the other hand, a connotation is the ‘added value' to a word; what it implies; what is associated or attached to it by society and/or the individual. Some words, for example expressive words, have much more connotation because they create feelings and atmosphere. The term ‘apple' denotes more than the term ‘food', and yet the term ‘food' connotes more than the term ‘apple'. There are some factors that affect the connotation of a word. For example, the term ‘weekend' has lots of connotations and these will vary depending on the receptor's age, sex, social class, personal interest, past experience, etc. A 16 year old girl can associate the term ‘weekend' with: party, friends, cinema, relax, sleep more, have fun; while a 50 year old man who owns a restaurant will associate the term ‘weekend' with: more customers, more work, more stressful, higher incomes for the company and less time to relax. Communication, that is the â€Å"system of verbal gestures by which a speaker points out a reality to a listener†, requires that the two parties involved have a similar understanding of the language. Such a problem arises when two people speak a different language, but the same thing can occur on a smaller scale if people have a slightly different understanding of the same language. This is because we unconsciously assume that the other person (the receptor) is identical to us in their use of language. This often is as a result of a sender and a receiver (or writer and reader where it happens these same sort of confusions because of misunderstanding of message by problems with their language) who use certain words in a different manner. It is necessary, for communication not to be impeded, that the second individual has the same understanding of a word as the first. That is why it can be said that a word is half the sender and half the receptor as both of them have their own way of interpreting the word and also their own way of recreating it by its meanings in their minds, by all the factors mentioned above. To conclude we can say that language is our most important tool in communication and thus must be employed in order to interact with each and everyone who surrounds us. If it were not employed, communication would be hindered, delayed or even blocked, to a far greater degree than it is due to the problems such as misunderstanding, vagueness or the fact that words have different connotations to everybody. It should be the aim of everyone to, when possible, avoid these problems. The result would be language which is far clearer, precise, and less confusing, that will help both the sender and the receptor in order to transmit a more concrete message and therefore understand themselves in a more optimal way. Language free of most problems would make it an even greater tool, effectively improving the communication between persons and developing better understanding and knowledge through this communication.

Corn Pone Opinions Essay

In Mark Twain’s essay â€Å"Corn ­Pone Opinions† he uses different strategies to express his position on how people’s actions and thoughts are excessively influenced by others. He changes the pronoun â€Å"I† to â€Å"we†. Twain does this by first explaining his own opinion then addresses everyone else as a collaborative group in order to support his point. He basically states that people follow trends whether they like them or not. He gives a few examples to support his point. The anecdote that Twain uses of a young slave named Jerry that had such a talent for preaching helps introduce his argument in an interesting way. Twain carries the idea that men are made up of society’s thoughts and opinions. Twain feels that everyone will accept the public’s opinions only for the satisfaction of one’s â€Å"self ­approval.† Twain expresses to the reader that we all in a sense sacrifice our own uniqueness to be accepted by society. Corn Pone Opinions are the group of belief with which we each join as an impulsive mode to fit in, as Twain says, â€Å"the instinct that moves to conformity did the work. It is our nature to conformÍ ¾ it is a force which not many can successfully resistÍ ¾ what is it’s seat, the inborn requirement of self ­approval.†

The HIV/AIDS Epidemic in the United States

This year, it was estimated that at least 500,000 people in the United States have already died of AIDS since the disease first surfaced in the 1980s. This figure was said to be the equivalent of the entire population of Las Vegas. In 2008, meanwhile, there were at least 1 million people in the US who are living with HIV/AIDS.What is dangerous is that about a fifth of them do not know they have the disease. Such ignorance worsens the HIV/AIDS epidemic in the US by greatly increasing the risk of onward transmission (AVERT n. pag.).Experts pointed out that despite these alarming statistics, the US government’s efforts towards HIV prevention and treatment remained unsuccessful. For one, stigma and discrimination towards HIV-positive individuals continue to persist.In addition, thousands of uninsured Americans still do not have access to necessary health services such as antiretroviral therapy. As a result, the country’s HIV/AIDS epidemic keeps on claiming more lives â€⠀œ approximately 56,000 Americans are infected with HIV every year (AVERT n. pag.).Contrary to stereotypes, HIV/AIDS affects all sectors of American society. The misconception that the disease affects only homosexuals and drug dependents stemmed from the fact that in the early years of the epidemic, majority of HIV-positive individuals in the US were homosexuals, intravenous drug users, hemophiliacs and Haitian immigrants.However, the demographics of people living with HIV/AIDS have changed over the succeeding years. At present, sectors including heterosexual whites, African-Americans and Hispanics are already vulnerable to the ailment (AVERT n. pag.).As of 2007, African-Americans constituted about 12% of the total population of the US. But an estimated 49% of them were diagnosed with HIV in the same year. Health experts consider this to be very ironic, given that several well-known African-Americans such as anchorman Max Robinson, tennis player Arthur Ashe and rapper Eazy-E died of AIDS in the 1980s and the 1990s.But neither are they surprised – denial of the existence of HIV/AIDS still persists among African-Americans. This forswearing stems from the fact that among African-Americans, openly talking about sensitive subjects like sexuality, premarital sex and drug use are still seen as taboo (AVERT n. pag.).Although there has been a decline in the overall number of AIDS-related deaths in the US at the start of the 21st century, AIDS-related deaths among Hispanics during this period remained relatively stable. Hispanics made up about 19% of the country’s total population in 2007, but around 15% of this figure is believed to be living with AIDS.Health experts attribute this situation to language barriers, social structures, migration patterns and lack of regular health care services (AVERT n. pag.). These factors expose Hispanics to high-risk behaviors that will ultimately lead to AIDS, such as unprotected sex and drug abuse.Despite the fact that no sector of American society is safe from HIV/AIDS, homosexuals remain to be one of the most vulnerable groups. In 2007, about two-thirds of male adolescents and adults who were diagnosed with HIV were homosexuals.This figure was said to be the result of unprotected sex among an increasing number of homosexuals. According to experts, most homosexuals are complacent about condom use because they believe in the misconception that antiretroviral drugs cure HIV/AIDS.This erroneous belief is not without fatal consequences – it was estimated in 2008 that HIV/AIDS diagnoses among homosexuals between 2001 and 2006 increased by 8.6% (AVERT n. pag.).Critics pointed out that the US government did not spend enough money on HIV/AIDS prevention measures. In October 2007, Congress reduced the country’s federal AIDS prevention budget for the 2008 fiscal year by $692 million (the reduction was initially announced as $3 million) – a move that would further keep cheap and or free antiretroviral drugs out of reach of indigent AIDS patients (AVERT n. pag.).Furthermore, the US refused to cooperate with the United Nations in the latter’s programs to curb the spread of HIV/AIDS. The US, for instance, blocked the UN’s anti-HIV/AIDS program of providing drug dependents access to clean needles.Officials at the US State Department justified this decision by arguing that this program might be misinterpreted as an endorsement of drug abuse by providing dependents with a place to inject drugs (GlobalHealthReporting.org n. pag.).Simply put, the US believes that the only way for drug dependents to avoid HIV/AIDS is to completely abstain from drugs. But studies show that a drug dependent will undergo relapse at least four times before becoming fully rehabilitated (DrugLibrary.org n. pag.).The UN’s point in launching the anti-HIV/AIDS program is that while drug dependents are ridding themselves of their habit, steps might as well be taken to ensure tha t they are healthy. After all, what is the point of getting rehabilitated from drug abuse when one ends up HIV-positive afterwards?How is the US currently dealing with the HIV/AIDS epidemic in its own turf? For one, not all schools in the country provide HIV/AIDS education. Those that do adopt a curriculum that falls into one of the following categories – abstinence-only, abstinence-plus or comprehensive.As a result, students are provided incomplete and even inaccurate information about HIV/AIDS. Even schools that provide the most comprehensive HIV/AIDS education reportedly fail to provide or gloss over important information (AVERT n. pag.).In the end, it is still the young people who pay the heaviest price for such errors. Their ignorance about HIV/AIDS renders them vulnerable to the disease when they start having sexual relations later in life as adults.It also doesn’t help that whatever information they will learn about HIV/AIDS are mostly in the form of myths †“ HIV could be transmitted from kissing, HIV is small enough to pass through the pores in latex condoms, only homosexuals could acquire the disease, etc. (AVERT n. pag.)In addition, the US government focused so much on encouraging as many people as possible to undergo HIV testing that they failed to inform people regarding guidelines surrounding the procedure. In busy clinics and hospitals, for instance, patients â€Å"may not be properly informed that they are being tested for HIV or that they have the right to refuse the test† (AVERT n. pag.).Formalities such as the need for written consent and lengthy pre-test prevention counseling also discourage people from taking HIV testing (AVERT n. pag.). Furthermore, health experts failed to recognize social and cultural factors behind a patient’s reluctance to undergo HIV testing.Ethnic minorities in the US must be educated about HIV/AIDS in such a manner that their religious and or cultural sensibilities are recognized â €“ before lecturing African-Americans about practicing safe sex, for instance, they must first be given the assurance that openly discussing sex is not shameful as their culture dictates.If the US wants to put a stop to its HIV/AIDS epidemic, it must first put an end to its inconsistent and shortsighted anti-HIV/AIDS measures. All schools must be required to provide comprehensive HIV/AIDS education to its students. â€Å"Comprehensive HIV/AIDS education,† however, means complete and objective information about the disease.Students are provided options on how to avoid HIV/AIDS, whether through abstinence or through condoms.Second, the US government must spend more money on health care services for AIDS patients and for HIV/AIDS research. Studies show that as long as they have consistent access to proper health care services, AIDS patients can still live long and healthy lives despite their illness.Lastly, public health and social workers must educate people about HIV/AIDS in such a manner that their personal, religious and or cultural concerns about the disease are addressed. People must be given the assurance that openly discussing HIV/AIDS, sexuality and other related topics does not make them promiscuous.Indeed, what makes HIV/AIDS a very sensitive subject is that discussing it touches other taboo subjects such as drug use and sex. But in the context of the disease, ignorance kills. People may hide in stereotypes, but HIV/AIDS does not. HIV/AIDS asks only one thing: â€Å"Are you human?†

Research Project Data Collection 1,2,3 Essay Example | Topics and Well Written Essays - 1000 words

Research Project Data Collection 1,2,3 - Essay Example The number of ATM uses is presented as a bar chart as shown in Figures A.1, B.1, and C.1. A bar chart is, "†¦a way of summarising a set of categorical data. It is often used in exploratory data analysis to illustrate the major features of the distribution of the data in a convenient form. It displays the data using a number of rectangles, of the same width, each of which represents a particular category" (Easton and McColl). The regression line on the scatter plots indicates the degree of correlation between account balance and the number of ATM uses. The data does not indicate that the number of ATM uses increases when the customer has a debit card (see table D.1). Appendix D indicates that the mean number of ATM transactions declined from 10.35 to 10.23 when the customer had a debit card. The table D.1 in Appendix D also includes the Standard Deviation of the account balance and the number of uses. Standard Deviation is "†¦a measure of the spread or dispersion of a set of data" (Easton and McColl, 1997). The standard deviation is the area around the mean where 95 percent of the data exists. For example, customers with no card had a mean of 10.35 uses and a standard deviation of 4.32. This indicates that 95 percent of the banks customers who do not have a debit card will use the ATM between 6.03 and 14.67 times. In addition, the median use of a customer with no card was also higher than the customer that had a card. These results were different from the theory that a debit card would lead to an increase in ATM transaction. However, Figures A.2, B.2, and C.2 show a strong positive correlation between the account balance and the number of ATM transactions as would be expected. This was true for all customers whether they had a debit card or not. Data could be collected through a variety of mechanisms that each have their strength and weaknesses. If the research